A mandatory second surgical opinion provision typically encourages all of the following EXCEPT?

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Prepare for the Wisconsin Accident and Health Insurance Exam. Study with interactive questions, including hints and explanations. Optimize your chances of success and achieve your certification!

A mandatory second surgical opinion provision is designed to promote thoughtful decision-making when it comes to surgical procedures. This provision typically aims to confirm the necessity of surgeries, particularly elective ones, by encouraging patients to seek an independent review of their surgical recommendations. This can lead to a more prudent approach to surgery, ultimately reducing the number of unnecessary procedures.

By encouraging fewer elective surgeries, the provision serves to not only safeguard patient health but also helps to manage overall health care costs effectively. Engaging in independent reviews of surgical recommendations promotes accountability and better outcomes, which aligns with objectives of improved health care management.

The provision does not typically result in higher total health plan costs for an employer. On the contrary, the purpose of mandating a second opinion is to potentially reduce costs by avoiding unnecessary surgeries. Therefore, the statement regarding higher costs directly contradicts the goals of implementing such a provision in health care plans; its intent is actually to facilitate cost control and effective resource use.

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