Beth is receiving a disability benefit while working part-time. What is her ongoing monthly benefit if she makes $2,000 part-time on top of her $15,000 benefit?

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Prepare for the Wisconsin Accident and Health Insurance Exam. Study with interactive questions, including hints and explanations. Optimize your chances of success and achieve your certification!

To determine Beth's ongoing monthly benefit while she is receiving disability benefits and working part-time, it’s essential to understand how disability benefits interact with earnings. In many disability insurance policies, recipients can earn a certain amount without it affecting their benefits.

In this scenario, Beth is receiving a disability benefit of $15,000 monthly. Since she is also working part-time and earning $2,000, the critical factor is whether that income affects her disability benefit. If the policy allows for her to work part-time and earn this income without penalizing her benefit amount, then her ongoing monthly benefit remains unchanged at $15,000.

This means that her total income while working part-time is the sum of her disability benefit and her part-time earnings, but her benefit amount does not decrease because of her part-time work under the conditions provided in the question. Therefore, her ongoing benefit stays at $15,000, making it the correct answer in this scenario.

Other options imply a reduction in her benefits due to the earnings from part-time work or changes in the total benefit amount, which does not align with the policy allowing for certain earnings while still receiving full disability benefits.

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