During the open enrollment period, what action must a new employee take to obtain non-contributory group Major Medical insurance?

To obtain non-contributory group Major Medical insurance during the open enrollment period, a new employee must sign an enrollment card. In a non-contributory plan, the premiums for the insurance are entirely covered by the employer; therefore, the employee does not need to authorize payroll deductions. Moreover, since the employer is handling the coverage costs, there is usually no requirement for employees to agree to a physical examination before enrollment. Also, registering with the state of residency is not a prerequisite for enrollment in a workplace insurance plan.

By signing the enrollment card, the employee formally indicates their intention to enroll in the group insurance coverage provided by the employer. This enrollment card typically includes essential personal information and may require the employee to acknowledge their understanding of the plan details. Enrolling during the open enrollment period ensures that the employee can obtain coverage without the need for medical underwriting, making it a crucial step in securing health insurance in a timely manner.