How many certificates of insurance are issued to a family covered under a group health policy consisting of an employee, spouse, and two children?

In the context of a group health insurance policy, each family member covered under the policy typically receives a single certificate of insurance that outlines the coverage details. This approach consolidates the information for each member of the family into one document rather than issuing separate certificates for each individual.

In this case, since the group consists of one employee, their spouse, and two children, the family as a unit will receive just one certificate of insurance that encompasses coverage for all four members. This simplifies record-keeping for both the insurer and the insured while ensuring that all members are aware of their coverage, benefits, and any pertinent details regarding their health insurance.

The other choices would imply multiple certificates issued per individual family member, which is not standard practice in a group health insurance setup. Group policies are designed to streamline the issuance of benefits and the communication of coverage, leading to the conclusion that only one certificate is necessary to cover all family members under the policy.