In a group insurance policy, which of the following is generally not required for enrollment?

In a group insurance policy, a physical exam is generally not required for enrollment, distinguishing it as a common practice for group coverage. This contrasts with individual policies, where such examinations may be necessary to evaluate the applicant's health status.

Group insurance is designed to provide coverage to multiple individuals, often within the same organization or association. Because the risk is spread across a larger pool of insured individuals, insurance providers typically do not impose the same rigorous eligibility requirements that would be common for individual policies. Thus, the emphasis is placed on ease of enrollment to encourage participation.

Proof of medical history and proof of employment are often required, as they can help the insurer assess risk and ensure that employees seeking coverage are indeed eligible under the group plan. Agreement to terms is also necessary to ensure that participants understand and accept the conditions of the policy. However, since the goal of group insurance is to streamline access, physical exams are usually bypassed, making the enrollment process more accessible and efficient.