Laura has an employer-based preventative health care plan that focuses on an enrollee's problems, such as drug abuse or stress. These plans are called?

The correct designation for Laura's employer-based preventative health care plan, which concentrates on specific issues like drug abuse or stress, is wellness programs. Wellness programs are designed to promote health and well-being among employees by addressing various health challenges and fostering a healthier lifestyle. They often include assessments and support for mental health, substance abuse, and stress management, aiming to prevent further health issues by focusing on existing conditions.

Preventative managed care refers to healthcare plans that prioritize preventive care services to prevent illness, but it does not specifically focus on personal issues like stress and substance abuse. Employee utilization plans and employer-based initiatives are broader terms and do not specifically highlight the targeted approach of wellness programs that Laura's plan exemplifies. Therefore, wellness programs is the most accurate term to describe plans like Laura's that focus on individualized health problems in the workplace.