What term describes the inability to perform some duties of one's own occupation?

Residual disability refers to the inability to perform some duties of one's own occupation while still being able to engage in other aspects of that profession or work. This condition acknowledges that an individual may not be completely disabled but still faces limitations that impact their ability to carry out certain tasks crucial to their job.

This concept is distinct from total and permanent disability, which signifies a complete inability to engage in any work at all, and recurrent disability, which pertains to a disability that comes and goes over time. Presumptive disability, on the other hand, refers to conditions that automatically qualify an individual as disabled without the need for further evidence of their incapacity. Understanding these differences is essential for accurately interpreting insurance policies and their coverage of various forms of disability.