What type of coverage does Jerome have if his disability income policy does NOT provide benefits for losses from his employment?

Jerome has nonoccupational coverage in his disability income policy because it specifically excludes benefits for losses arising from his employment. Nonoccupational coverage is designed to provide financial support for disabilities that occur outside one's job or employment-related tasks. This type of policy gives individuals peace of mind by ensuring that they are protected from non-work-related injuries or illnesses that could render them unable to earn an income.

In contrast, occupational coverage would include benefits for losses occurring in the context of one’s job, highlighting the importance of differentiating between the two types of coverage. Limited coverage would imply restrictions on what types of disabilities are covered, while workers' compensation coverage specifically pertains to injuries sustained in the workplace, which again would not apply to Jerome's situation as per the details provided. Hence, nonoccupational coverage is accurately identified as the correct classification for Jerome's policy.