What type of rider allows Bryce to purchase additional coverage without evidence of insurability?

The guaranteed insurability rider is particularly valuable as it gives policyholders the right to purchase additional coverage without needing to provide evidence of insurability, which is often required when applying for more insurance. This means that no medical examination or proof of good health is necessary when Bryce wishes to increase his coverage, making it easier and more accessible for him to adjust his policy as his needs change over time.

This rider is advantageous for individuals who anticipate that their insurance needs may grow due to life changes, such as getting married, having children, or entering new financial circumstances. The guaranteed insurability rider provides a safety net, ensuring that Bryce can secure additional coverage regardless of any changes in his health status that may occur in the future.

In contrast, the additional coverage rider does not specifically imply a waiver of evidence of insurability; the paid-up option rider pertains to the policy premium and surrender values and does not relate to adding coverage; and the extended insurability rider primarily concerns extending current coverage rather than facilitating the purchase of new coverage without proof of health.