Which of the following describes a feature of COBRA law?

The feature of COBRA law that is accurately described focuses on allowing employees to maintain their health insurance after leaving a job. COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, was enacted to provide individuals with the right to continue their group health insurance coverage for a limited period after employment ends or when qualifying events occur, such as a reduction in hours.

Under this law, although individuals have the opportunity to keep their insurance, they must typically pay the full premium, plus a small administrative fee, which is why it's a continuation of coverage rather than a free benefit. The continuation can last for 18 to 36 months depending on the circumstances leading to the loss of coverage, thus providing a crucial safety net for individuals during transitions. This protection is imperative in maintaining access to healthcare during potentially vulnerable times, such as job loss or other qualifying life events.