Which of the following incidents would NOT be covered by an Accidental Death and Dismemberment policy?

An Accidental Death and Dismemberment (AD&D) policy is specifically designed to provide benefits in the event of death or physical injuries resulting directly from a covered accident. The policy typically covers incidents resulting in dismemberment—like the loss of limbs or significant bodily functions—due to accidental events.

In the context of the provided options, suicide is not covered under an AD&D policy because it is not classified as an accident. Policies generally exclude intentional acts, and suicide falls into the category of intentional self-harm. This exclusion is a standard provision in many insurance contracts, reinforcing that coverage is strictly for unforeseen and accidental events.

Other options, such as deafness in one ear due to an accident or loss of vision from a hunting incident, may fall within the scope of what is classified as dismemberment or substantial injury caused by an accident, thus qualifying for coverage under an AD&D policy. Similarly, being killed in an accident while a passenger in a taxicab clearly relates to an unexpected event, making it eligible for benefits. Therefore, suicide stands out as the incident that would not be covered by an AD&D policy.