Which type of coverage is likely maintained by employees over 65 with the same benefits as their younger counterparts?

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Prepare for the Wisconsin Accident and Health Insurance Exam. Study with interactive questions, including hints and explanations. Optimize your chances of success and achieve your certification!

The correct choice is group health insurance because it refers to an employer-sponsored health plan that remains available to employees regardless of their age, as long as they continue to be employed. Employees over 65 years old can maintain their group health insurance, offering them the same benefits available to younger employees.

Group health insurance typically provides a broader range of coverage and often lower premiums due to the risk being pooled among a larger group. In many cases, employers continue to offer this coverage to all eligible employees to ensure comprehensive access to health care options.

Other types of insurance, such as private health insurance or individual health insurance, might not guarantee the same level of benefits or might be cost-prohibitive for older employees. Medicare supplement insurance, while relevant for those over 65, is designed to fill gaps in Medicare coverage and does not provide the comprehensive benefits associated with employer group plans.

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