Which type of insurance usually provides coverage for preventive care services?

Health insurance is designed specifically to cover a wide range of medical services, including preventive care. Preventive care services are essential for maintaining health and preventing serious illnesses, and typically include routine check-ups, immunizations, screening tests, and counseling services aimed at health promotion. Health insurance helps to alleviate the financial burden associated with these preventive measures, ensuring that individuals receive necessary care to maintain their well-being.

Disability insurance primarily provides income replacement if a person becomes unable to work due to a disability. Life insurance focuses on providing financial support to beneficiaries upon the policyholder's death. Property insurance covers damage or loss to physical assets, such as homes and vehicles. While these types of insurance serve important roles, they do not encompass the preventive health services covered by health insurance. Hence, health insurance is the appropriate choice when discussing coverage for preventive care services.